Private liability insurance

Everyday mishaps happen quickly – the child smashes the neighbour’s window while playing football, or you break an expensive vase at a friend’s house. In such cases, you are liable for the damage in Germany. That means: you have to pay for the damage. If you want to prevent, a private one can be Liability insurance help. Many Germans see liability insurance as the most valuable and essential voluntary insurance. In damage, personal liability insurance covers the costs up to a previously agreed insured amount. Incidentally, your spouse and children are also insured. Such insurance can be taken out for less than 100 euros a year.

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