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Car Insurance

– Motor vehicle liability insurance: If you own a car or motorcycle, you should accept this insurance. Without motor vehicle Liability insurance, you can’t enroll your vehicle in any case. The insurance covers personal injury, property damage, and financial loss assuming you cause an accident in your vehicle or harm somebody. The expense of insurance – the insurance premiums – can change generally. They depend, for instance, on the kind of vehicle (car or motorcycle), the age of your vehicle, and how long you have not had an accident.

– Comprehensive insurance: The motor vehicle liability insurance takes care of the expense of damage to the next party in the accident. You can willfully take out extra thorough insurance for your vehicle. A differentiation is made between partially comprehensive and fully comprehensive insurance. The partially comprehensive insurance for the most part covers the accompanying damage to your vehicle:

– Theft or robbery

– Fire and explosion

–  Storm, hail, lightning, flood

–  Collisions with certain animals (such as roe deer or deer)

–  Broken glass

–  Cable damage after a short circuit

The fully comprehensive insurance likewise covers all accident damage – including accidents that you are answerable for – as well as damage brought about by defacing. Completely exhaustive protection is especially valuable for new vehicles, as the misfortune would be especially high here. The expense of far-reaching protection depends, in addition to other things, on the abundance (or overabundance). This is the sum that you should pay yourself in case of a case. Regularly it is around 150 euros for partially comprehensive insurance and somewhere in the range of 300 and 500 euros for fully comprehensive insurance.

– Cover letter: With a cover letter, the provider covers the costs if, for instance, you have a breakdown or an accident and subsequently need a towing service or a rental car. Frequently the letter of assurance likewise incorporates repatriation transport. You can acquire an introductory letter from motor insurance companies and automobile clubs.

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